Credit Authorizer

As a Credit Authorizer, you will be the front line in ensuring responsible and secure credit decisions for DBS Bank's diverse clientele. You will be responsible for analyzing financial information, assessing creditworthiness, and making informed recommendations on loan applications. This role is crucial in maintaining the financial health of both the bank and its customers.

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Responsibilities:

Analyze financial information, including income statements, credit reports, and employment verification, to assess creditworthiness of loan applicants.
Apply lending criteria and policies to determine eligibility for various loan products.
Make informed recommendations on loan approvals, denials, and credit limits, balancing risk management with customer needs.
Maintain accurate and complete records of all credit decisions made.
Stay up-to-date on relevant regulations and lending practices.

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Skills:

Strong analytical and problem-solving skills.
Excellent attention to detail and accuracy.
Ability to work independently and as part of a team.
Strong communication and interpersonal skills.
Proficiency in MS Office Suite and relevant banking software.

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